It's not easy to think of your own mortality and what will happen to your loved ones after you're gone. That's why you've taken an interest in things like wills and trusts while you're still here to ensure your loved ones don't have to worry after you've passed.
Many Americans find themselves falling behind on their bills and struggling to catch up. People can overspend on their credit cards to hold themselves over in the short term but can make their debt worse because of high interest. Student loans and surprise medical bills are other common sources of financial strain.